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Frequently Asked Questions

When should I begin a life insurance policy?

As soon as you can! The earlier you begin your journey to financial freedom, the greater results you will see. A Smart Strategies Financial consultant is ready to help you – let’s get started!

What are the advantages of Debt Free Life?

The top advantage of Debt Free Life is the financial freedom you get from being debt free. By paying off all of your debt in nine years or less, you will begin saving for the retirement you deserve. Through our unique offerings, you'll reduce the volume of interest you are paying to lenders, decrease taxes and retire with tax-favored income.

How much does Life Insurance cost?

Debt Free Life allows you to accomplish your financial goals, eliminate debt, and save for retirement without spending any additional money than you are currently spending. The question is not can you afford this program, rather, can you afford to delay getting started?

How can Life Insurance help me with infinite banking?

Infinite banking is a strategy (cash flow management system) that uses the cash value in a life insurance policy instead of a bank account that involves buying a life insurance policy with a cash value component. Instead of saving and spending cash in a bank, infinite banking practitioners overfund a whole life policy and borrow against it to maintain compound interest. Cash value accumulates interest, and the policyholder can take out loans against it. The policyholder then pays back the loan and the cycle begins again.

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